Welcome to Richmond Central Physiotherapy, your trusted source for deciphering ICBC’s Enhanced Accident Benefits. In this segment, we shed light on Permanent Impairment Coverage, an essential facet that addresses the lasting impact of injuries sustained in a crash.

Your Coverage:

Following a crash, if you experience a permanent impairment such as scarring or disfigurement, ICBC’s Enhanced Accident Benefits ensure you receive a lump sum amount. This financial support is designed to assist you on your path to recovery.

Defining Impairment:

• Impairment refers to permanent damage to a part of your body or bodily function.

• Examples include scarring, loss of mobility, or amputation.

Percentage-Based Calculation:

• Each type of impairment is assigned a percentage, representing the level of impairment.

• Serious impairments receive higher percentage assignments.

Lump-Sum Amounts:

Determined by the type of injury sustained, the lump-sum amounts vary:

• Catastrophic Injury: $288,144

• Non-Catastrophic Injury: Minimum $911, Maximum $182,483

Claim Process:

• Your Support and Recovery Specialist collaborates with your healthcare provider to assess the type and degree of impairment.

• The assigned percentage determines your portion of the maximum payable amount at the time of the crash.

Payment Timing:

Permanent impairment payment occurs after:

• Completion of your treatment

• Maximum possible healing of the injury

• Proper assessment of the extent of the impairment

Individualized Guidance:

• The timing of your benefit payment is tailored to your injury and recovery period.

• Count on our Support and Recovery Specialist for personalized advice based on your unique situation.

Richmond Central Physiotherapy is committed to enhance your recovery journey. Now accepting ICBC customers who have been in a car accident.

*Disclaimer: The information provided here is based on the ICBC Enhanced Accident Benefits Guide. While we strive for accuracy, updates by ICBC may not be immediately reflected. For the latest information, refer directly to the official ICBC guide at ICBC Enhanced Accident Benefits Guide. Contact us for assistance, and our team at Richmond Central Physiotherapy will help you understand and navigate your ICBC benefits for a smoother recovery process.